Cedrus' Advantages

The Process

Innovative Investment Products

Alternative Investments

    Transparent, Complete and Efficient to Ensure the Most Desirable Outcome  
Cedrus' approach to wealth management is a simple four-step process to ensure a client's wealth plan clearly matches his/her investment goals.  When establishing a new portfolio and throughout the process, great care is taken to explain the potential risks and returns of various investment options. Each portfolio is individually managed, providing flexibility and control.

Step 1: Establish Investment Objectives
The process begins by clearly understanding a client's short-term and long-term investment goals and takes into consideration such factors as risk tolerance, investment horizon, current asset allocation, diversification, tax considerations and liquidity needs.

Step 2: Determine Strategic Asset Allocation
There are a wide variety of investment strategies available to today's investors and all must be researched and evaluated before a solid investment plan can be created. Because we are independent, our investment advisors have access to top-tier products, regardless of who provides them. They examine these opportunities with a client's investment profile in mind. After researching strategies, they determine how best to implement the recommended strategy — how best to allocate assets. Regardless of a client's goals, our investment advisors typically consider both core and alternative investment approaches, and evaluate all possible strategies using asset allocation and stock & fund selection processes to ensure a solid recommendation.

Step 3: Build a Diversified Portfolio
Because all investors' financial situations and goals are unique, each wealth management plan must be unique. Once we have constructed a strategy and an asset allocation plan, we then build a portfolio, taking into consideration financial assets — traditional and alternative investments, direct holding versus best-of-breed funds — goals and risk tolerance.

Step 4: Regularly Review the Wealth Management Plan
A solid wealth management plan requires constant evaluation.  No matter how conservative they are, investments are affected by fluctuating market conditions. Investments are also affected by changes in the investor's financial or personal goals.  We monitor investment plans regularly and recommend changes as necessary. This approach ensures that investment plans remain optimized. 
By creating a balance between asset growth and asset protection, we strive to provide clients with lasting value.

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